About us
We're real people who've walked in your shoes — here to help you move forward.
Our Story
Big Lending with a Small-Town Heart – Rooted Right Here in Spokane Valley
Dayspring Lending was born from a simple idea: private loans should open doors that banks slam shut. What started as a local private lending consultancy has grown into a trusted bridge between real borrowers and flexible capital across the Pacific Northwest and beyond.
In early 2025, Chris McIntosh — a lifelong Spokane Valley resident, seasoned real estate investor, licensed broker, and mortgage professional with over 20 years of hands-on experience — acquired the company. Chris didn’t just buy a business; he stepped in to carry the mission forward with renewed passion. Having walked the same paths as the investors and borrowers he now serves (from fix-and-flips and raw land deals to mobile homes and ranches), Chris knew exactly how to make Dayspring even stronger.
Today, we operate with big-lending power but keep that genuine small-town feel. No corporate red tape. Just real people in Spokane Valley who truly care, who’ve “been there, done that,” and who are committed to helping families and investors thrive.
Our Expertise
25+ Years of Real-World Private Lending Experience
We don’t just talk about flexible financing — we live it every day. Our team brings deep expertise in non-traditional real estate lending, holistic underwriting that looks past credit scores, and lightning-fast closings that get deals done when time matters most.
From Spokane Valley to the broader Northwest and beyond, we specialize in the unique situations banks won’t touch: self-employed borrowers, high debt-to-income ratios, first-time investors, and properties others call “too risky.” With strong private lender relationships, competitive terms, no prepayment penalties on many programs, and the New Dawn Promise of ongoing support, we deliver solutions that actually work — and we do it with compassion and transparency.
Meet The Team
Led by Local Leaders Who Care
Testimonial
Trusted by Many
From wealth building to retirement, we provide end-to-end financial guidance tailored to your unique situation.
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FAQ's
frequently asked questions
Explore our faqs or reach out to understand how our financial guidance works.
What makes Dayspring different from banks or other private lenders?
We combine big-lending access with small-town personal service. No rigid checklists, no endless paperwork delays — just common-sense solutions from people who’ve been in your shoes.
Where is Dayspring Lending located?
Right here in Spokane Valley, Washington. We proudly serve the Inland Northwest and beyond while keeping our roots local.
Did Chris McIntosh really buy the company?
Yes — in early 2026 Chris acquired Dayspring to expand its mission and impact. His deep local experience and passion for real estate investing drive everything we do today.
Do you work with brokers and lenders too?
Absolutely. We welcome broker partnerships and private capital partners who want strong, secured returns and quality deal flow.
Ready for your New Dawn?
We’re just a call or click away. Reach out today — real people, real answers, real solutions.
Dayspring Lending
Compassionate Private Lending That Opens Doors Banks Close
Spokane Valley, WA | (509) 738-9027
Dayspring Lending
Compassionate Private Lending
That Opens Doors Banks Close
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Copyright 2026. Dayspring Lending NMLS# 7720. All rights reserved.
Legal Disclosures:
Dayspring Financial Solutions, LLC - DBA Dayspring Lending, is a private lending consultant/broker and is not a traditional banking institution or a direct government-backed lender. All loans are subject to credit approval, property evaluation, and lender requirements. Rates and terms may vary based on individual circumstances and property types. Protect yourself and your borrowers: If you see something, say something.
DaySpring Loans: NMLS# 77201
Equal Housing Opportunity: We provide services without regard to race, color, religion, national origin, sex, handicap, or familial status.